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The Biggest Ask Forums For Intended Parents How does medical insurance work in surrogacy?


  • MJC

    June 29, 2022 at 4:15 pm

    Your surrogate’s medical insurance may or may not cover surrogacy pregnancies. You will need to ask her employer or her husband’s employer. If not, you will need to purchase a plan on the ACA marketplace.

  • AliMon611

    July 2, 2022 at 4:27 pm

    If you do have to purchase a policy, doing it during open enrollment is the most affordable but you can also purchase private plans throughout the year. We used a company called Art Risk to help us pick a plan. I highly recommend this because they make sure you get a plan that covers everything you need and eliminates a lot of the risk so there aren’t surprises down the line.

    • MJC

      July 2, 2022 at 8:03 pm

      @AliMon611 I totally agree with you on this. I can’t imagine navigating the open enrollment on my own – and I think they have a few different options for service and nothing is super crazy expensive (I think). Did you use them to do an insurance review, by chance?